横浜みなみとらい【Credit & Operations Manager】建設機械ファイナンス企業

仕事内容

Job Description: Role Definition Manages the loan origination process, including credit underwriting, documentation and booking to minimize risks, in accordance with established policies, procedures and guidelines. Responsibilities • Manages credit investigation activities, including credit analysis, evaluation and the rating of customers. • Leads the financial analysis and risk assessment of new accounts; oversees the underwriting, documentation and booking of loan packages. • Oversees existing workflow and finds opportunities to reduce cost and risks, while adhering to related policies and procedures. • Monitors negative credit trends and adverse signs in existing account quality; recommends preventive actions.

応募条件

Degree Requirement Degree or equivalent experience desired Skill Descriptors Risk Management: Knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations. Standard Operating Procedures: Knowledge of established standard operating procedures (SOP); ability to design, implement and evaluate standard operating procedures affecting daily and strategic business operations in order to increase operational efficiency. Accuracy and Attention to Detail: Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision. Analytical Thinking: Knowledge of techniques and tools that promote effective analysis; ability to determine the root cause of organizational problems and create alternative solutions that resolve these problems. Financial Services Applications: Knowledge of a specific financial services application, associated systems and sub-systems; ability to use financial services applications for delivery of services to internal and external clients. Financial Statement Analysis: Knowledge of financial statement and balance sheet; ability to analyze financial statement data and determine the credit-worthiness of a business enterprise. Knowledge of Loan Underwriting: Knowledge of loan underwriting activities, practices and tools; ability to utilize loan underwriting tools to implement, manage and improve the underwriting process for a financial institution.

労働条件